AI Lab · Fintech concept study
Viber Pay, designed from context rather than a prompt.
I explored how a messenger could make sending and receiving money feel native to the conversation, without turning trust into a chatbot problem.
01
Conversation-native
Transfers start from what people are already saying, not an isolated finance surface.
02
Receive-first
Gifting and claiming create a useful reason to enter the wallet before asking for setup.
03
Inspectable trust
Scam protection and AI suggestions show their reasoning at moments with real consequences.
Interactive prototype
Explore the payment moments in context.
How the work was directed
The work stayed legible at every handoff.
System context
Viber strengths
Messaging graph · group chats · existing identity · low friction
Avoid
AI everywhere · chatbot · financial advice
Prioritize
Invisible AI · context-aware · conversation-native

